Ayushman Bharat card

Ayushman Bharat card provides all elderly citizens above 70 years free benefits without depending on any person’s financial status, as the government has ensured this health insurance coverage under the highly-profiled Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).

Ayushman Bharat: Existing Coverage Eligibility

They will be allowed an additional annual top-up cover up to ₹5 lakh for themselves only and this benefit shall not be allowed to other family members, who are younger in the family. Such extra covers will entail different benefits and not form part of existing coverage through the family members. Furthermore, seniors eligible for this shall also be provided with a special card under the AB PM-JAY program.

Ayushman Bharat card:-How to apply

To check your eligibility for the Ayushman Bharat scheme, visit the PMJAY website and click on the “Am I Eligible?” tab. Verify your mobile number by entering the OTP sent to you, then select your state and the scheme to see your family’s details and eligibility.

Step 1: Go to the website https://ayushmanup.in/ and click on “# Register Yourself on SETU.”

Step 2: This will redirect you to the NHA’s Setu portal.

Step 3: Click on the “Register” button to start the process.

Step 4: Fill in all the required information and click “Submit.”

Step 5: After successful registration, complete your KYC and await approval. Once your card is approved, you can download it.

Step 6: Click on “Download Ayushman Card.”

Step 7: Choose your state, enter your Aadhaar card number, and verify it with the OTP.

Step 8: Finally, click the download button to save your Ayushman card.

Benefit of the Scheme

1. Diagnostic and treatment process in-patient, out-patient, and consultation.
2. All previous charges made even before admission in hospital.
3. Drugs expenditure cost and costs of appliances
4. Any form of non-intensive and intensive care
5. Diagnostic and test or lab test done
6. Implant operation whenever required
7. Stays even while as a case under hospital
8. Dietary support even during the hospital stay
9. Any complication occurred during treatment
10. Follow-up treatment outside hospital till 15 days after the discharge date.

Key New Developments

1. Distinct Card Issue: Under the AB PM-JAY, seniors above 70 years will receive a distinct card.
2. Extra Benefit Coverage: The additional top-up coverage of up to ₹5 lakh annually will be available for seniors belonging to families that have already registered under AB PM-JAY. This shall only be for themself, however, and not for the rest of the members in the family.
3. Family Insurance Option: Families not covered by any other existing AB PM-JAY family will be provided with insurance coverage of up to ₹5 lakh per year on a family floater.
4. Choice Options of Scheme: All the elderly covered under other public health insurance schemes, such as CGHS or ECHS, will have an option for continuing with their present scheme of coverage or might choose AB PM-JAY instead.
5. Private Insurance Eligibility: AB PM-JAY is accessible to the aged who either have private health insurance or Employees’ State Insurance.